Shopify opened its B2B tools — companies, locations, net payment terms — to every plan in April 2026, not just Plus. That's real progress for wholesale and B2B merchants, but native "net terms" is still just a label on an invoice: there's no credit limit, no way to stop a company from ordering again while a balance is overdue, and no automatic follow-up when a payment is late. Merchants are left tracking all of that in a spreadsheet, the same way they did before B2B existed as a Shopify feature at all. Creditio is credit control built directly on top of native B2B, and it's now open in beta.
A Real Credit Limit, Not Just a Number on a Page
Set a credit limit per company, and Creditio computes their actual open balance from real order and payment-schedule data — not a lifetime spend total, an aging AR figure with proper 30/60/90-day buckets. When a company goes over their limit or lets a balance sit overdue, Creditio blocks checkout for them automatically, enforced server-side through Shopify's own Cart & Checkout Validation Functions — not a UI warning a buyer can click past. This isn't a diagram: a real order was pushed through an overdue company's checkout during testing and rejected, with the buyer seeing "Your account has an outstanding balance. Please contact us before placing new orders." — the same message a merchant's own checkout-rules page shows in their admin.
Follow-Up That Happens Without You
Automated dunning sequences email a buyer as a payment approaches and passes its due date, on a schedule you control — and they're smart about it: a company that's been overdue for a while doesn't get every missed reminder flooding their inbox at once, just the one that reflects where they actually stand today.
Built for the Whole Team, Not Just English Speakers
The admin dashboard, the buyer-facing checkout notice, and every dunning email are fully available in English, Turkish, and Estonian — set once per shop, or per buyer's own checkout language for the parts they see.
Two Plans, Built for What You Actually Need
Standard, at $39/month, covers the core: limits, aging, checkout enforcement. Pro, at $79/month, adds the automated dunning sequences and reporting for teams that want collections running on their own. A 14-day trial covers either.
Where It's Going
Creditio is aimed at the B2B and wholesale merchants who got real Shopify B2B tools this year and immediately hit the same wall every one of them hits: a "net terms" label with nothing behind it. It's in Shopify's App Store review queue now, built to slot in wherever a merchant is already running B2B — including alongside a purchase-order tool for the same SKU-heavy wholesale buyers.
